Who We Help
Individuals
Individuals
Hardworking Baby Boomers are in trouble when they retire. Individuals with company stock in their 401Ks are particularly at risk given tax penalties, and concentrated stock risk.
- Easily compare retirement options
- Potentially significantly reduce taxes
- See the potential increase in after-tax cash flow
- Give back and create a legacy now
Advisors
Individuals
Advisors have the ability to provide a new innovative solution for their current clients and expand their offerings for families and individuals who want to leave a legacy and generate more after tax retirement cash flow.
- Wealth Managers
- Estate Planning Attorneys
- CPAs
- Business Attorneys
Charities
Charities
Nonprofits such as university endowments, charities that are local, regional, or even national can take advantage of having a new tool to expand their donor base.
- Provide a new innovative solution to donors who want to make an impact sooner
- Expand eligible donor base
Our Solution
We Partner with Wealth Managers, CPAs, & Estate Planning Attorneys
By leveraging our unique method, retirees will significantly reduce their taxes, increase after-tax cash flow, and create a living legacy of good works via charitable giving. To illustrate these improvements, our new proprietary tool projects potential scenarios related to your holdings by comparing & contrasting our method versus traditional strategies and forecasting long-term results for both the retiree and charity(s).
Get Started
We work with you and your advisors to generate improved after-tax cash flow, lower taxes, and support your favorite charities.
About
Our core values reflect our mission and how we approach each decision and relationship with retirees, families, advisors, and charities.
Founder, Bill Lloyd, Connect on LinkedIn
As a 34-year veteran of the financial services industry, Bill’s career has evolved over the years from starting in the insurance and investment side of things to evolving into financial planning. Within the latter, he has always had a bent on identifying different tax strategies to take some of the sting out of the tax bill for his clients. About five years ago, there was a small change in the tax code that opened the door to a new opportunity. It occurred to him, that if he harnessed that change in the tax code and combined it with a concept from the estate planning area, he could generate real good, for retirees as well as charities. Thus, he founded The Charitable Payraise®.Bill has been on the planned giving committee of his alma mater, Colgate University, for almost 20 years. Bill’s father was a career Marine who ran DC Toys for Tots as part of his duty for three years. Giving back has been part of his family and professional life ever since. It is not an accident that Bill would create a method to help clients and charities at the same time.